Workers Comp Settlement Calculator

Pick your state, enter the average weekly wage you earned before the injury, and the calculator returns the statutory permanent partial disability award using each state's actual weekly cap and compensation formula. The math is the same math the carrier uses to price your case.

Calculator

Results are an estimate based on the statutory formula. Real settlement amounts depend on the impairment rating, the open-vs-closed medical question, future medical projections, and other factors the calculator does not model. Confirm with your state workers comp board or a licensed attorney before relying on a number.

How the math works

Fetches your selected state's current maximum weekly benefit, minimum weekly benefit, and compensation rate (two-thirds of average weekly wage in most states).
Computes the weekly compensation rate: average weekly wage × two-thirds, capped at the state maximum and floored at the state minimum.
Multiplies the weekly rate by the schedule weeks for the body part you specified.
Scales the result by the impairment rating you entered. A 100 percent rating returns the full schedule value. A 25 percent rating returns one-quarter of it.

Worked examples

Same injury (partial loss of an arm, 25% impairment rating, arm scheduled at 240 weeks) at three different wage levels in three different states, to show what the cap does to the number.

Worker	State	Weekly comp	Scheduled weeks	PPD payout
$1,500/wk wage	North Carolina	$1,000.00	60 (25% of 240)	$60,000
$3,000/wk wage	California	Capped	60 (25% of 240)	Capped figure
$700/wk wage	Texas	$466.67	60 (25% of 240)	$28,000

The cap matters most for higher-wage workers. The floor matters most for lower-wage workers. The schedule weeks and impairment rating do the heavy lifting in the middle.

What this calculator does not model

Medical costs, past or future. Paid separately. The carrier may close them out as part of a settlement at additional cost.
Temporary disability already paid. Weekly TTD and TPD checks are a separate bucket, not deducted from the PPD calculation.
Vocational rehabilitation. Some claims add training or job placement costs the carrier owes.
Mileage to medical appointments. Reimbursed separately at the state per-mile rate.
Settlement-negotiation discount. Real settlements often run below the schedule ceiling to reflect the carrier's leverage. They sometimes run above it for soft factors like litigation cost.
Medicare Set-Aside. If you are on Medicare or close to it, an MSA reduces the cash you walk away with.

Per-state calculator pages

Each state has its own calculator page that pre-loads that state's rate and formula, so you can skip the state dropdown and the schedule lookup.