How Long Does Workers Comp Last in New Hampshire?

The simple answer most workers want first: temporary disability in New Hampshire runs until you return to work or reach maximum medical improvement. After that, permanent partial disability picks up if the injury left a lasting loss. Permanent total disability runs for life if you cannot return to any reasonable work. The full answer depends on which benefit you are collecting, what the doctor finds, and whether New Hampshire caps the weeks of disability you can collect on this injury.

How long temporary total disability (TTD) pays

TTD is the weekly check that arrives while you are completely out of work because of the injury. New Hampshire pays it after a short waiting period required by state law, and the check keeps coming until one of the events below.

  • You return to work in any capacity.
  • The treating doctor releases you to work, even if your employer has no light-duty role available.
  • The treating doctor declares maximum medical improvement. Once the doctor signs off on MMI, TTD converts into permanent disability if there is a residual impairment, or it ends if there is not.
  • New Hampshire does not impose a flat statutory cap on TTD weeks. The carrier keeps paying until one of the medical events above ends the entitlement.
  • The carrier successfully challenges the claim. A judge can order TTD to stop if the carrier proves the worker is no longer disabled.

The weekly amount is capped at $2,074.25 and floored at $414.85, regardless of how long the payments run.

How long temporary partial disability (TPD) pays

TPD covers the gap when you are back to work but earning less than before the injury, usually because you are on light duty or working fewer hours. New Hampshire pays a percentage of the wage difference, not a percentage of your full pre-injury wage.

TPD ends when one of three things happens: you return to your full pre-injury wage, you hit the New Hampshire statutory cap on temporary disability weeks (if the state imposes one), or the doctor declares MMI. If MMI comes with a permanent impairment, TPD usually converts to permanent partial disability without a gap in payment.

How long permanent partial disability (PPD) pays

PPD is the section of the New Hampshire statute that most settlement questions turn on. New Hampshire is a scheduled-loss state, so the number of weeks of PPD compensation depends on which body part was injured and the impairment rating the doctor assigns.

For a fully amputated arm or a complete loss of use, New Hampshire pays the full schedule value. For a partial loss, the impairment rating scales the schedule down. A 25% loss of use of the arm pays 25% of the scheduled arm value. The New Hampshire settlement chart spells out every body part the state schedules and the maximum payout at the current state cap.

PPD usually pays out as a weekly check for the scheduled number of weeks. Many cases close earlier by lump-sum settlement, which trades the future weekly stream for one payment now.

How long permanent total disability (PTD) pays

PTD is the benefit reserved for workers whose injury permanently prevents any reasonable return to work. New Hampshire pays PTD for life in most cases, though some states tie the benefit to Social Security retirement age or impose other reductions over time. New Hampshire's rule is in the statute citations linked at the bottom of this page.

The weekly amount is the same TTD rate, capped at $2,074.25. Cost-of-living adjustments may apply on long-running PTD claims; check the state's annual rate notice for the current year's adjustment.

MMI is the event that changes everything

Workers expect benefits to stop when they "feel better." The New Hampshire statute does not see it that way. The triggering event is maximum medical improvement, a written medical opinion by the treating doctor that further treatment is unlikely to help meaningfully. Once MMI lands in the file:

  1. Temporary disability payments stop, or convert to permanent disability if the rating shows residual impairment.
  2. The doctor assigns an impairment rating using the AMA Guides or whatever standard New Hampshire adopts. This number drives the value of the PPD award.
  3. The carrier knows how much the case is worth, so settlement discussions normally begin or accelerate.

Reaching MMI does not mean medical care ends. New Hampshire carriers usually keep paying for ongoing medical treatment after MMI, unless the case is settled in a way that buys out future medical care.

Reasons your weekly check can stop in New Hampshire

The reasons benefits end fall into three groups. The first is medical, decided by the treating doctor. The second is procedural, decided by the New Hampshire workers comp board. The third is the worker's own choices.

  • Medical: doctor releases you to work, doctor declares MMI, doctor finds the current condition unrelated to the work injury.
  • Procedural: a judge orders benefits to stop after a hearing, the statutory weeks cap is reached, or the worker fails to attend a required medical exam.
  • Worker-driven: the worker returns to full-wage work, accepts a settlement that closes out future weekly checks, or fails to respond to requests from the carrier in time.

Sources